Affordable Interest Mortgage
Affordable Interest Mortgage (AIM) is a Denver-area mortgage broker that arranges home purchase loans, refinances and reverse mortgages through outside lenders. It says it has been locally owned and operated since 2001. It lists offices in Denver and Scottsdale, Arizona, and shows licenses for Colorado, Arizona and Wyoming.
What Affordable Interest Mortgage offers
- Purchase loans: for single-family homes, condos, townhomes, vacation homes and investment property, plus first-time buyer and down payment assistance programs.
- Loan types: conventional, FHA, VA and jumbo loans, with fixed or adjustable rates. The site also lists a product it calls the Asset Manager Liquid Loan.
- Refinancing: cash-out, debt consolidation, lower payment, early payoff and remodel refinances. A debt consolidation refinance turns credit card or other debt into debt secured by your home.
- Reverse mortgages: loans that let older homeowners borrow against home equity. The CFPB explains that reverse mortgage loans generally must be repaid when you sell or no longer live in the home.
- Pricing: the site posts no rates or fees.
Who it may suit, and who should look elsewhere
Right for you if:
- Your property is in Colorado, Arizona or Wyoming and you want a broker to compare several lenders.
- You are weighing a reverse mortgage or a refinance and want one office that handles both.
Not right for you if:
- Your property is in another state.
- You want to see posted rates online before you call.
Before you apply
The site lists Colorado MLO license 100020228 under the Colorado Division of Real Estate, Arizona NMLS 2128571 with license MB-1021756, and Wyoming license MBL #4594. Its footer reads “Powered by IMB NMLS # 2191655” but does not say what IMB is. Kurt Rogers is listed as managing broker. Ask which company holds each license, then look the IDs up yourself.
You can reach AIM at (720) 895-0500 or toll-free at (877) 594-8475, or through aimortgage.net. Ask which lender will fund your loan and how the broker is paid. Then compare its Loan Estimate with at least two others. Our guides on checking a lender’s license, mortgage types and debt consolidation can help.
