At Express Capital we are mortgage brokers in Tustin to help you get the best mortgage rates available. With access to capital and experience, our professionals can get you the funding you need faster. When you choose to refinance, you’re able to negotiate other loan terms that better suit your situation. One such term is the interest rate. By refinancing, you may be able to snag a lower interest rate on your loan, which could save you money in the long run. Additionally, refinancing can help improve your credit score. By getting a new loan with a lower interest rate and better credit score, you’ll likely be able to get a more favorable mortgage rate in the future. Refinancing your mortgage can help you get more time to pay off your debt. If you have a good credit score and a solid income, refinancing could lower your monthly payment by up to 50%. Additionally, refinancing can give you the security of knowing that you will have less money outstanding on your loan.