LendingTree
LendingTree is an online loan marketplace, not a lender. You fill in one request, and LendingTree passes it to lenders in its network so you can compare offers on mortgages, personal loans, auto loans, business loans, credit cards and more. Lenders pay LendingTree. It says it does not charge consumers.
What LendingTree offers
- Mortgage, refinance and home equity offers: LendingTree, LLC (NMLS ID 1136) matches mortgage requests with lenders for conditional offers. Its disclosures say it does not make mortgage loans, take applications or make credit decisions.
- Personal, auto, business and student loan offers: As of November 2026, the home page says it “brings together 300+ lenders” so you can compare options side by side. Each lender sets its own rate and terms.
- Credit cards and insurance: Comparison pages for cards, auto insurance and other cover.
- Spring app: An app with credit score insights, tracking and saved offers.
Who it may suit, and who should look elsewhere
Right for you if:
- You want to see several lenders’ offers from one form instead of applying one by one.
- You are shopping for a mortgage and plan to compare Loan Estimates from more than one lender.
- You don’t mind hearing from several lenders by phone or email.
Not right for you if:
- You want to deal with a single lender and keep your details with that lender only.
- You already have a strong offer from your own bank or credit union and only need to check it against one or two others.
Before you apply
LendingTree, LLC is based at 1415 Vantage Park Drive, Suite 700, Charlotte, North Carolina. Its main line is (800) 505-7916, Monday to Friday, 9 a.m. to 8 p.m. To change how lenders contact you, LendingTree lists 1-888-272-1355. TTY users can reach it through a relay operator at 800-635-2977.
An offer shown on a marketplace is not final. The lender you pick will ask for a full application, may check your credit, and sets the final rate. For a home loan, the CFPB suggests you compare Loan Estimates line by line. For a personal installment loan, the CFPB says to check the fees as well as the rate.
Before you accept, check that the lender is licensed in your state. The mortgage guide explains what to look for in each offer.
